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QuickBooks Pricing Explained

Every plan, what's actually included, what's missing, and the gotchas Intuit doesn't put in the marketing copy.

Simple Start

$35/mo (monthly)

$28/mo billed annually — 1 user

Includes

  • Income & expense tracking
  • Invoicing & estimates
  • Connect 1 bank account
  • Basic financial reports
  • Mobile receipt capture (add-on $5/mo)
  • Tax preparation

Not Included

  • Bill management
  • Multiple users
  • Inventory tracking
  • Time tracking
  • Project profitability
  • Budgeting
Gotcha: Only 1 user. Your accountant needs a separate seat, which costs extra or requires accountant access.
Most Popular

Essentials

$65/mo (monthly)

$52/mo billed annually — 3 users

Includes

  • Everything in Simple Start
  • Bill management & payments
  • Up to 3 users
  • Time tracking
  • Multi-currency
  • Contractor payments (1099)

Not Included

  • Inventory tracking
  • Project profitability
  • Budgeting tools
  • Class & location tracking
Gotcha: Most freelancers and small agencies end up here. But the jump from $35 to $65 is steep for just 2 extra users.
Best Value

Plus

$99/mo (monthly)

$79/mo billed annually — 5 users

Includes

  • Everything in Essentials
  • Inventory tracking
  • Project profitability
  • Budgeting
  • Up to 5 users
  • Class & location tracking

Not Included

  • Custom user permissions
  • Dedicated account manager
  • On-demand training
  • Revenue recognition
  • Advanced analytics
Gotcha: Good for growing businesses. But if you hit 6+ users you jump to $235/mo — a $136/mo cliff.

Advanced

$235/mo (monthly)

$188/mo billed annually — 25 users

Includes

  • Everything in Plus
  • Up to 25 users
  • Custom user permissions
  • Dedicated account manager
  • On-demand training (QuickBooks Priority Circle)
  • Revenue recognition
  • Advanced analytics with Excel sync
  • Automated workflows

Not Included

  • True enterprise ERP features
  • Manufacturing / complex inventory
  • Multi-entity consolidation
Gotcha: At $235/mo, you're in territory where NetSuite or Sage Intacct become worth evaluating for complex businesses.

Price History — Intuit Raises Prices Every Year

QuickBooks Online prices have increased 40–57% since 2020 across most plans. Existing subscribers typically get 60-day notice.

YearSimple StartEssentialsPlusAdvanced
2020$25/mo$40/mo$70/mo$150/mo
2021$25/mo$45/mo$70/mo$150/mo
2022$30/mo$55/mo$85/mo$200/mo
2023$30/mo$60/mo$90/mo$200/mo
2024$35/mo$65/mo$99/mo$235/mo
2025$35/mo$65/mo$99/mo$235/mo
Total increase+40%+63%+41%+57%

What's NOT in the Advertised Price

Payroll

$50–$130+/mo

Core: $50 + $6/emp. Premium: $80 + $8/emp. Elite: $130 + $11/emp.

Payment Processing

2.9% + $0.25/txn

Every card payment you accept adds up fast. 100 invoices at $500 avg = $1,475/mo.

Receipt Capture

$5/mo

The SmartScan feature. Not included in base plans.

Extra Users

$10/user/mo

Beyond the plan limit. Advanced plan caps at 25.

Accountant Access

Usually free

Free accountant access included, but they count toward user limit on some plans.

Annual Price Increases

+5–15%/year

Lock in annual billing to delay increases, but they still come.

Calculate Your Real QuickBooks Cost →